FAQ Continuation

What are the best insurance companies to use for the Infinite Banking Concept?

Our opinion: The 4 Major Mutuals. You may have heard, “You want a small to medium-size company to practice infinite banking.” After that, no reason is given other than “Small companies support the concept of banking with a policy.” Here are our thoughts. Maximize the cash value first and foremost. This gives you more money. […]

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Can I decide how much money goes into premium and how much goes into cash?

YES! Of course, there are just a couple guidelines to stick to when deciding how much money to put towards each. Your insurance premium must be at least 10% of your total deposit. So however much your insurance premium expense is, you are allowed to put in 10 times that amount as your TOTAL deposit.

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