Back to Knowledge Base→ https://youtu.be/Fymh2poKgK8Every individual is going to have different needs and abilities when it comes to a cash value policy. What many are not aware of is that one can choose where your money goes in a life insurance policy. You may direct dollars toward base premium (insurance expense) or a PUA Rider […]
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Non-Direct Recognition companies operate this way: A Non-Direct Recognition company does not recognize that a loan has been taken and will credit the current dividend rate to any money that is in a policy’s cash value AND outstanding in loans (amazing, but true). Here is an example: Cash Value: $100,000 Dividend: 6.00% Loan Rate: 5%
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Back to Knowledge Base→ Let our expert designers analyze your existing policy to see if you are set up for maximum cash value growth! Upload pages of your policy Our Innovative Life Insurance Specialists will carefully analyze and rate the cash producing power of your policy You will receive a detailed analysis confirming that you
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It definitely CAN be! As long as the policy is set up correctly and everything is done properly, you can absolutely avoid paying any taxes. However, it is possible to trigger a taxable event. There are 2 taxable events to avoid: Triggering a MEC / exceeding the IRS’s limit on the total amount you can
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https://youtu.be/o5RLCdwhzOc MEC Limit: The MEC Limit is the maximum amount of money you may deposit to a policy per year. This is an IRS limit. If we exceed this limit, our policy becomes classified as a MEC, and we have to deal with taxes. Did you know that you can set the MEC limit wherever you
https://youtu.be/Slwg9up0FjkYou might think that if you immediately contribute a larger sum of money to a policy, you begin earning interest on it right away and you’ll have more money right off the bat. While that is the case with most other financial vehicles, it works a little differently with life insurance! What you are earning
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Our opinion: The 4 Major Mutuals. You may have heard, “You want a small to medium-size company to practice infinite banking.” After that, no reason is given other than “Small companies support the concept of banking with a policy.” Here are our thoughts. Maximize the cash value first and foremost. This gives you more money.
What are the best insurance companies to use for the Infinite Banking Concept? Read More »
https://youtu.be/t1spxTP5xWI Top US corporations and America’s largest banks have already put BILLIONS into these products! Disney, JC Penny, Starbucks, Panera Bread, Nike, and Verizon are just a few examples of these who own and use high cash value life insurance policies to better their businesses. Many corporations and major US banks have cash value positioned
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First, it’s the most important piece of making a High Cash Value Life Insurance actually work! Any money that goes into this Paid-Up Additions Rider is money that is going into cash, not an insurance expense. These are the dollars that will begin earning interest immediately and that you have access to any time. That’s
What is a PUA, or paid up additions rider? Read More »
A properly designed cash value life insurance policy with one of the 4 Major Mutual companies! It’s safe, tax-free, liquid, and a fixed asset. Of course, this is not the only place you can get this kind of return. We don’t believe this is the only place you should put your money! Owning a business
Where can I get 3%-6% without risk? Read More »